Glossary • Updated 2026
By Srikanta M.Reviewed against FTB / SOS sources: September 2026Methodology

Unemployment Insurance (SUTA/FUTA)

Employer-paid jobless benefits funding: 6% federal (credited to 0.6%) plus state SUTA rates.

In detail

New-employer SUTA rates vary by state; register in every payroll state.

First payroll in a new state = registration + nexus review, same week.

Independent contractors are excluded: misclassification audits target exactly this line.

Where it matters

More definitions

Sources

  • Cal. Rev. & Tax Code; 8 Del. C.; Wyo. Stat. Title 17; FTB/SOS glossaries